How Do You Get Through A Checking Account Nightmare
Once upon a time you opened a new checking account and you said to yourself “This is my solution from now on to handle all my bills and finances, and I will keep this all in perfect order”. And you smiled peacefully at the bank manager next to you. Then you told your boss, that this is the place to transfer your monthly salary to and you worked hard on getting all your monthly bank drafts set up on time. One for your electricity bill, one to pay the rent for your apartment, another one for all your insurances and also to pay off all your credit cards. At this moment you felt doing the best, you ever did in your entire life.
But time goes on and you cannot hold back yourself buying new stuff and sometimes you also use your credit cards. After a while a funny feeling starts with a little bit of discomfort to come up, because it looks like you cannot pay for all your bills anymore for the next coming month from your own checking account. You say:” This month is a bit “stressy” for me, because there is not so much left, but I can handle it all with still paying for one of my bigger bills with one of my credit cards instead”. Yes, it is genius, you work it all out and it goes fine.
From now on you find your new juggle method very convenient with your monthly bills and use it, until your cards are filled up to their throats. Suddenly you see silently a big disaster coming up, where you feel helpless and not able to do or stop anything from happening. You call your credit card companies the last day before your next due date, just "to say Hello ...", because you want to hear for the last time from them a friendly voice.
Then it comes with a bang.
Several overcharge fees occur, one for every card and phone calls from several banks asking for a solution and also letting you know about the new negative changes to your account status. The time goes on with that and for the next several months you stay under deep financial stress and with absolute no real solution.
Is there now any chance, .......................................... to escape from this horrible situation ?
Your available money for each month is now already taken away by the banks and you cannot buy yourself enough food and gasoline anymore, do your laundry correctly or whatever. Every month it is the same problem and the overcharge fees and all that just grows and grows. Plus you have no chance getting more money from anywhere else to solve your problem.
But you can still go to your bank, find a friendly and very service oriented helpful person, who can understand your problem, and then you close your checking account. The automatic draft for all your monthy bills from this account is herewith stopped. Then, right there, you open a new checking account, where you do not set up any automatic bank drafts anymore and you forbid the bank paying the bills from the old account with the money of new one. In that moment you will have all the money back in your own hands and you can now decide, which bills you want to pay first. You also call all these banks and companies and let them know that there is no money anymore available, but you will work with them and find a solution. Because you WILL pay it all back, you would not drop your responsibility on that. But at least the financial monthly crusual war is over !
Now you have to find out, what type of programs from the government are available, providing you with some additional help. You may qualify for "debt relief”. There are many companies offering this service and most of them do a great job. It is a law by the government they refer to, so they can help you out legally and financially.
To help you with another solution, if you would open a checking account with a "Texas Only" Bank like the Wood Forest Bank is, they do not give out any account information to anybody, they even don't tell others that you would have an account with them, a Texas-only protection law ! At least nobody could just come and take the money you need for your own living. But please pay all your bills back anyways.
The Findshoppingsolutions.com Team
We are offering lots of opportunities, where you can create additional income, so you can deal much better with your own money. But if you want to do a real finance handling with a professional company, then you may apply for "debt relief" here.
www.findshoppingsolutions.com
There are no comments for this elert. Be the first to comment.
Positive ( 0 )
Negative ( 0 )
